Citizens Access and Citizens Bank, N.A., are treated as the same entity for the purpose of calculating FDIC insurance limits and deposits, under the FDIC certificate #57957.The National Average APY and other competitor APY rate information, based on comparable deposit products (all APYs are applicable for a balance tier equal to $5,000), as.
Rates are subject to change. Fees may reduce the earnings on the account. Penalties may be imposed for withdrawals from CD's prior to maturity.
Schedule of Fees. See your Citizens Bank & Trust representative for current rates. 1 Fees may reduce earnings. Hours Monday-Thursday: 9:00am - 4:00pm Friday: 9:00am - 5:00pm Sat: 9:00am - 12:00pm.
View all interest rates for checking, savings, HSA and IRA accounts, along with CD rates at Citizens Bank Minnesota. If you are saving for a short-term goal, our 10-Month CD provides the guarantee of a fixed rate for the length of your term, as well as the advantage of better rates for our Platinum and Platinum.
Checking Accounts
WooHoo! Checking
Minimum Balance to Obtain APY* | APY* | Compound Frequency | Interest Rate |
---|
Up to $14,999.99 | 0.75% | Monthly | 0.75% |
$15,000 and up | 0.05% | Monthly | 0.05% |
If qualifications aren't met | 0.025% | Monthly | 0.025% |
Easy Interest Checking
Minimum Balance to Obtain APY* | APY* | Compound Frequency | Interest Rate |
---|
$1,000.00 - $14,999.99
| 0.05%
| Monthly
| 0.05%
|
$15,000.00 - $49,999.99
| 0.05%
| Monthly
| 0.05%
|
$50,000.00 - $99,999.99
| 0.05%
| Monthly
| 0.05%
|
$100,000.00 and above | 0.05%
| Monthly
| 0.05%
|
WooHoo! Business Checking
Minimum Balance to Obtain APY* | APY* | Compound Frequency | Interest Rate |
---|
Up to $14,999.99
| 0.10% | Monthly | 0.10% |
$15,000.00 - $49,999.99
| 0.15% | Monthly
| 0.15% |
$50,000.00 - $99,999.99
| 0.20% | Monthly
| 0.20% |
$100,000 and up
| 0.30% | Monthly
| 0.30% |
If qualifications aren't met | 0.05% | Monthly
| 0.05% |
Savings Accounts
WooHoo! U
Minimum Balance to Obtain APY* | APY* | Compound Frequency | Interest Rate |
---|
$0.01 - $4,999.99
| 1.00% | Monthly | 1.00% |
$5,000.00 - $7,499.99
| 0.50% | Monthly
| 0.50% |
$7,500.00 and above
| 0.25% | Monthly
| 0.25% |
If qualifications aren't met
| 0.10% | Monthly
| 0.10% |
WooHoo! Savings
Minimum Balance to Obtain APY* | APY* | Compound Frequency | Interest Rate |
---|
$100,000 - and up
| 0.40% | Monthly | 0.40% |
$50,000.00 - $99,999.99
| 0.30% | Monthly
| 0.30% |
$15,000 - $49,999.99
| 0.20% | Monthly
| 0.20% |
$0.01 - $14,999.99
| 0.10% | Monthly
| 0.10% |
If qualifications aren't met
| Monthly
| 0.05% |
Regular Savings
Minimum Balance to Obtain APY* | APY* | Compound Frequency | Interest Rate |
---|
$0.01 - $99.99
| No interest paid | N/A | No interest paid |
$100.00 and above
| 0.05% | Monthly | 0.05% |
Investment Savings
Citizens Bank Cd Rates Pa
Minimum Balance to Obtain APY* | APY* | Compound Frequency | Interest Rate |
---|
$1,000.00 - $14,999.99
| 0.10% | Monthly | 0.10% |
$15,000.00 - $49,999.99
| 0.10% | Monthly | 0.10% |
$50,000.00 - $99,999.99
| 0.10% | Monthly | 0.10% |
$100,000.00 and above
| 0.10% | Monthly |
Health Savings Account
Minimum Balance to Obtain APY* | APY* | Compound Frequency | Interest Rate |
---|
$0.01 - $49,999.99
| 1.00% | Monthly | 1.00% |
$5,000 - $9,999.99
| 1.00%
| Monthly
| 1.00%
|
$10,000.00 and above
| 1.00%
| Monthly
| 1.00% |
Special Certificates of Deposit
($2,500 minimum)
Term | APY* | Compound Frequency | Interest Rate |
---|
15 month | 0.50% | Quarterly | 0.50% |
23 month | 0.60% | Quarterly | 0.60% |
Special IRA Certificates of Deposit
($2,500 minimum)
Term | APY* | Compound Frequency | Interest Rates |
---|
60 month | 0.70% | Quarterly | 0.70% |
CDs
Citizen Bank Cd Rates Today
Term | APY* | Compound Frequency | Interest Rate |
---|
3 month
| 0.10% | Quarterly | 0.10% |
6 month
| 0.15% | Semi-Annual | 0.15% |
12 month
| 0.20% | Quarterly
| 0.20% |
18 month
| 0.25% | Quarterly
| 0.25% |
24 month
| 0.35% | Quarterly
| 0.35% |
30 month | 0.45% | Quarterly
| 0.45% |
36 month
| 0.60% | Quarterly
| 0.60% |
48 month
| 0.65% | Quarterly
| 0.65% |
60 month
| 0.70% | Quarterly
| 0.70% |
96 month | 0.80% | Quarterly
| 0.80% |