Account
Interest rates on the range of NRI products are listed below:
Senior Citizens are not given the facility of additional interest rate on investment made in any NRI Fixed Deposit (NRE / NRO / RFC / FCNR).
Non Resident Ordinary - NRO Term Deposit rates (Effective: Jan 13, 2021)
Interest Rate (% p.a.)

7-14 days

2.90

15-30 days

2.90

31-45 days

3.00

46- 60 days

3.25

61-90 days

3.25

91-6 months

3.80

6 months 1 day to 270 days

4.30

271 days up to < 1 year

4.30

1 year

5.00

> 1 year - 2 years

5.10

>2 years to < 3 years

5.10

5.10

5 years

5.10

> 5 years - 7 years

5.10

>7 years - 10 years

5.10

Non Resident (External) - NRE Deposit Rates (Effective: Nov 18, 2020)
Maturity Slab

Interest Rate
(% p.a.)

1 year

5.00

> 1 year - 2 years

5.10

>2 years to < 3 years

5.10

3 yrs to < 5Years

5.10

5 years

5.10

> 5 years - 7 years

5.10

>7 years - 10 years

5.10

Note:-
• The above rates are applicable only on Fresh NRE / NRO deposits and on renewal of maturing deposits for amounts less than Rs. 2 crore. For the interest rate on NRE / NRO deposit for amount Rs 2 Crore and above, kindly refer to “RATES FOR BULK DEPOSITS ( Rs. 2 cr. and Above )” under URL http://www.idbibank.in/interest-rates.asp
• No interest will be paid on NRE deposits closed pre-maturely in less than 1 year.
Interest Rate on Savings Accounts ( Effective Nov 18, 2020)

Account Type

Saving Deposits Balance

Rate of Interest

NRE & NRO SB

Below Rs. 50 lakh

3.00 % p.a

NRE & NRO SB

Rs. 50 Lakh and above

3.50%p.a.

Resident Foreign Currency – RFC Deposit rates ( % p.a.) (Effective March 01, 2021)

MATURITY SLAB

USD

GBP

EUR

JPY

91 days – 6 Months

0.44%

0.00%

0.00%

0.00%

6 Months 1 day < 1 Year

0.45%

0.00%

0.00%

0.00%

1 Year < 2 Years

0.97%

0.60%

0.00%

0.00%

2 Years < 3 Years

1.01%

0.75%

0.00%

0.00%

3 Years Only

1.19%

0.88%

0.00%

0.00%

The Industrial Development Bank of India (IDBI) offers personalised financial and banking solutions to corporate and retail customers. To encourage the customers to develop the habit of saving, IDBI has come up with an array of savings accounts. IDBI Bank Savings Account Interest Rates. IDBI Savings Account - Get to know types of IDBI savings accounts, eligibility, minimum balance, ATM card charges, key features & benefits at Loanbaba. IDBI Savings Account- get to know your eligibility, types of savings accounts, how to apply, interest rate.

IDBI Bank is introducing a special savings account for women, which we have coined as SuperShakti women account. Along with this, we are also offering a zero balance savings account absolutely free for her child below the age of eighteen years.
IDBI Bank SuperShakti (Women’s) Account Advantages

  • Two free accounts for their children below the age of eighteen years
  • Simple Documents
  • Faster transfer of funds
  • Online options to pay your bills or tax

Idbi Saving Account Interest Rate

Idbi Saving Account Interest Rate Comparison

IDBI Bank SuperShakti (Women’s) Account Features and Benefits
  • MAB – Rs. 5000 (Metro & Urban), Rs. 2500 (Semi Urban), Rs. 500 (Rural)
  • Two zero balance account for your child below the age of 18 years
  • Auto Sweep out / sweep in facility above Rs. 15,000
  • Specially designed Women’s International ATM cum Debit card.
  • Higher ATM cash withdrawal Limits- Rs. 40,000/- per day
  • Personalized PAP Cheque Book
  • 25% discount* on Locker services
  • 50% discount on Demat AMC
  • Free Statement by e-mail
  • Free ten transaction at other Bank ATM

  • *Condition apply
Idbi

How to Apply

Idbi Saving Account Interest Rate Best


Idbi Saving Account Interest Rate Calculator

Applying for a SuperShakti (Women's) Account is absolutely simple. Just call Phone Banking numbers or visit your Nearest BranchIdbi Saving Account Interest Rate. Our representative will contact you at the earliest.
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